Mobile Home Loans

We can also provide mobile home financing in other instances where the manufactured home is not tied to the property by way of deed or title, where the mobile home and the land are not financed together. Our manufactured home mortgages are considered mobile home mortgages, a term used when the land is not a factor, just the mobile or manufactured home. If your manufactured home is located in a park, on leased or family land or has a separate mortgage on the land from that of the home, we are the manufactured home lender for you.

mobile home lender is proud to offer manufactured & Mobile home financing and refinancing Nationwide

 mobile home lender provides manufactured home loans for mobile homes 1976 & newer, including single wide mobile home financing. We have a wide variety of manufactured home loan products such as a manufactured home mortgages, mobile home refinancing and low interest mortgages, including the option of cash out or debt consolidation on mobile homes 1992 and newer that are located in a mobile home park or manufactured home community.

In California, we offer a mobile home loan for double wide homes 1970 and newer and are one of the few manufactured home lenders that can provide a manufactured home refinance loan with the cash out/consolidation option for double wide homes 1976 and newer. mobile home lender is here to make your dreams possible.

We also provide a manufactured home loan or mobile home mortgage loan for your new or used mobile home purchase with as little as 3% down. mobile home lender also offers you the option of financing your first year of mobile home insurance and closing costs, making your new home purchase that much more affordable. If the mobile home you wish to purchase is in a mobile home park or community, mobile home lender  is the mobile home lender for you. If your goal is refinance your mobile home mortgage for a lower interest rate or payment, you are in the right place. From coast to coast, mobile home lender has a mobile home loan that is perfect for you.

For over a decade, mobile home lender has been offering mobile home loans nationwide, combined with the industry's lowest mobile home loan rate and fee combination on our mobile home loans. Our knowledgeable mobile home loan staff has over 75 years of combined experience, helping in excess of 40,000 customers get the right loan to meet their needs. mobile home lender  is at the forefront of mobile home lenders, in that we believe customer service makes for a successful business, and as a result, we have become the mobile home lender leader in customer satisfaction across the board from first contact to final closing.

J mobile home lenders is committed to bringing you the absolute lowest interest rate and fee combination. We want to say a special thanks to each and every one of our customers Mobile Home Mortgage Loan Lender who brought their mobile home financing or refinancing needs to us and would like to ask those of you currently looking for help with your mobile home mortgage needs to experience the ease and enjoyment of doing business with us.

As we look to the future, mobile home lenders maintains its commitment to offering you, our customer, the highest level of service possible, combined with the lowest mobile home mortgage rates available in the nation. We are proud to offer Live Help, and give you, the mobile home customer, the ability to check your account, application and mobile home loan status online. We look forward to serving you. At mobile home lenders Expect Excellence!

Q: Do you finance both mobile homes & manufactured homes?
A: Yes. mobile home lenders offers financing for both mobile homes and manufactured homes. Mobile Home Mortgage Loan Lender should point out that the majority of people refer to manufactured homes as mobile homes, as do many industry professionals. To be clear, mobile homes were built from 1970 until July of 1976, after that all homes built are consider manufactured homes. We also hear a lot of people refer to modular homes, when they are actually referring to manufactured homes. In reality modular homes are considered stick built structures and are assembled at the home site, not a factory, as with manufactured homes.

Q: I have less than perfect credit, can mobile home lenders help?
A: Not in most cases. mobile home lenders lends to consumers with good to excellent credit. As you can see, mobile home lenders offers the lowest rate manufactured & mobile home loans in the Nation. We can only do this by limiting our risk factor. Most lenders that had lent on poor credit are no longer in business. There are still a few lenders that will consider less than perfect credit. mobile home lenders They are so important to point out that these lenders do not accept down right bad credit. There are currently no national lenders accepting bad credit.

Q: Can I use a Co-Applicant to qualify with mobile home lenders?
A: Yes, as long as the Co-Applicant will be residing in the home. We do not allow friends or relatives that will not live in the home to Co-Sign on our mobile home loans. All applicants must live in the home that will be financed. We do however offer a limited "Buy For Program" that may allow a relative to purchase a home for another relative. The home must be in a park or leased lot community and the person that will live in the home must be approved by the park or community prior to application for the mobile home loan.

Q: Does mobile home lenders offer land & mobile home financing?
A: No. mobile home lenders is a mobile home only lender and we are not licensed to finance land or the combination thereof. When the home is tied to the land by way of deed, it becomes real property and/or real estate. Mobile Home Mortgage Loan Lender is a mobile home lenders Mortgage Lender, our mobile home mortgages are considered personal property loans. It is important to point out that our mortgages still have the same interest write off's as do real property mortgages. See your tax professional for more information. For Land and Mobile Home Financing try

Q: My manufactured home is in a mobile home park and/or on leased land. Can mobile home lenders help me?
A: NO. Mobile Home Lenders specializes in land owned mobile home owners. mobile home financing. Since 1998, Mobile Home Lender has been offering both mobile home financing and manufactured home refinancing for consumers living in mobile home parks & manufactured home communities where the lot is NOT rented or leased. Again, this type of mobile home mortgage is called a mobile home. We consider ourselves the number one mobile home lender for this type of mobile home mortgage loan.

Q: Can Mobile Home Mortgage Loan Lender help me finance a brand new manufactured home from a dealer?
A: Yes, as long as the home is currently set up in a park and/or community and the home and dealer meet mobile home loan requirements. If the mobile home will need to be moved from a dealers Mobile Home Mortgage Loan lot or will be shipped from the factory, we are not the mobile home lender for you. The mobile home dealer selling you the mobile home should be able to provide you with competitive mobile home financing.

Q: Does Mobile Home Mortgage Loan Lender offer 95% mobile home financing?
A: No. mobile home loans requires that all customers put at least 3% down on the home they wish to purchase a mobile home. We do accept gifted down payments, but we require that the person buying the mobile home have at least half of the down payment on hand, the other half can be gifted. If you are using a gift as your down payment, please be advised that it must truly be a gift and repayment not required. Additional down payments can not be borrowed or provided by the Seller in the form of a contribution.

Mobile Home Mortgage Rates & Mobile Home Mortgage Loan Lenderobile Home Calculations - Represent rate and term mobile home refinance, excellent credit, with 10% equity and/or 90% LTV. Example APR reflects amount to mobile home finance of $200,000.00 with a loan fee of $2,400.00, doc prep/escrow fee of $899.00 and a Federal Flood Certification of $24.00. Example APR represents a fixed term of 3600 months with a example fixed monthly mobile home payment of $1212.81. APR reflects lender fees only and does not reflect 3rd party escrow or other official fees which may be present in some states. Mobile Home Mortgage Rates subject to change without notice. All customers must meet mobile home underwriting guidelines. Please see "Interest Rates & Programs" for more exacting details.